we get it waived.

i can have it waived????

I use my rewards points So it can be waived??

I'm not sure if I'm already charged for that. Perhaps I should get it waived.

I asked this question because a friend pays like 3k annual fee & she was surprised to find out you can call to have it waived

yeah, been calling my card company to request for waiver & as long as you use your card regularly it should be approved.

Great, thanks for the info

aha, good to know. did not check mine, they might have auto deducted it.

nung andyan pako, it's always waived. they don't waive the annual fees here in uae

thanks for the tip!

ianclarito: yup, when the annual fee is posted on your bill give them a call and request to have it waived. Might be hard the 1st time but

once they do it for a year, it will be easier to ask for it every year

OMG i LOVE the whole collection

ay maling post- hahahahahahaha!

blueberrybella: don't collect credit card bills haha!

Pwede sa Citibank. Use your rewards points for the annual fee.

Ack ayaw na? That's insane!

even when I have reward points I always insist to "request for waiver", ask the CS if he/she's the one who will approve, if not, ask for

how to process go, and request you get transferred to the right person. Takes extra effort but worth the savings.

anyway, each credit card is different but worth giving it a try.