I'm very happy, in case you couldn't tell.

you must have some house

just multiplied out our monthly umbrella policy with auto & it is more than I thought

they know you break the rules and get into trouble OUTSIDE of the home

How did you get it to drop?

yaaaaay

we had a wind mitigation inspection done on our roof and it dropped!

what is a wind mitigation?

I don't really know. We live in south florida so the insurance companies want to know that our roof won't blow off at the first hint of

wind, I guess.

So we hired a guy to inspect it and turned the results into the insurance co. Two weeks later, success!