My dad asked me why wala ako kahit isang credit card.
Honestly, I've had offers pero knowing myself? Maexcite lang ako feeling ko kaya ko lahat. Imagine me with a cc? Mababaon si girl 😭
this is true. I just use ung prepaid credit/debit card ng maya instead (pwede din yung sa gcash).
It’s pretty useful for big purchases on 0% interest 12-24 months installment plans