gecko68
says
Do you live... Paycheck to Paycheck, Within your means, Outside your means? 
gecko68
says
P2P seems to be the norm for a lot of people.
especially people in IT 
gecko68
says
Well I have a surplus because I force myself to during hurricane season. We have a 2% deductable on insurance.
Wayne Smallman
says
we have a saying over here: I live with the wolf at the door...
gecko68
says
It's a vicious cycle.