Credit card means the card that you buy first and then pay. There are many Credit card systems (VISA, Master, American Express, Discovery)

The credit card system provider charges sellers and banks for each transaction, so sellers usually use the cheapest: VISA or take cash only

Rewards VISA means the bank that provides the card give rewards to card users to promote card usage (because banks also get $$ for purchase)

only debit card is going out from your account as it is spent, others are all credit cards

Thanks! ^^ Sorry for waking you up early in the morning=P

I thought it was Scott's morning call

ha~