you are a 1099 worker if you file taxes that's what counts. as for credit get a card, charge 10.00, pay it off. do that every month and that builds credit
And I did recently (like not even a month ago lol) get a secured credit card, but it'll be a while before my credit score is anything but a big old zeroooo
I think you start at 500? And then work your way up. I screwed mine up when I was 19 and the lowest it ever was was 350. But it's nearing 700 now thanks to join accounts with my 800 husband lol
That makes me feel better. I've never rented from an actual landlord before so I have no idea how strict or not strict people can be about this kinda stuff