it'll be short don't worry

i'm just so mad i have to go to CVS today. like it's literally ONE BLOCK AWAY and i'm so grumpy that i have to put on clothes and leave my apartment because it's gross and slushy

but i need milk (mine soured) and water for coffee (without coffee there is no life /makes some rn) and i need to check with a pharmacist about my scripts on my new insurance

half the time i wonder what the point is of having insurance if a month's supply of one antibiotic is going to be 500, if my ms stuff is going to be a couple grand, if my bc is going to be 300 a pop

the birth control at least i can change but there's nothing i can do about the other stuff. i'm hoping the information i got online was wrong

otherwise i'm going to be doing a lot of crying over the state of my checking account. but ffs what's the point in having insurance if insurance isn't going to help me with my drugs god

Seriously? It's not helping with it?

That's fucked up. That's a chronic illness that's what this shit is for

ugh, I hope it works out for you. My meds are much the same and it's frightening.

it's mostly that stuff is "covered" but barely. a whole bunch of my meds aren't formulary, whatever that means, so while i'm not paying the full price i'm still paying a HUGE cost

like haha my fucking ms drugs are covered and they're still 3.5k

sobs quietly

i have no idea if my scripts contribute to my deductible, though. i hope they do. because if they do, one purchase of that and i'm done for the year, that's nice

they usually do. Even on my shitty insurance they do, so I hope that's the case for you.

I'm just quietly angry

HAHAHAHA

I shouldn't laugh but I shouldn't be angry or maybe I should. I don't know. Shit is fucked. alaalallalal

But I'm in remission so I'll count myself lucky this is not a concern again yet

Fingers crossed

But I'm sorry dude. That's a huge zap of funds and it sucks. Sounds like bull shit to me but some coverage is better than none

thank goodness my parents will help me out with it. :\ high deductible plans are the worst

eugh at least i'm not paying the full list price of 5k for the ms stuff /drags hands down face and sobs quietly

Uuuugh that's

You need to be rich to be healthy. It's bull shit.

Not rish but you know what I mean. It's too much for one income

*RICH I can't type today :C

my old plan was better, but it was my dad's, and it was insanely comprehensive. i mIGHT be able to get exceptions for the stuff that isn't covered, but the stuff that isn't covered isn't so expensive

the gilenya, for example, IS covered. it's 5k, insurance pays 2k, i pay 3k. thanks for that coverage, i guess? still, i'm going to swing by CVS to make sure this information is right

Yeah do that :C

it probably is. i'll probably cry about my expenses, but hopefully Dee is right and everything goes to my deductible. i can drop 3k once a year on ms meds. i don't like it, but i have to, and i'm okay with it

especially if it means everything else in network is covered

ONE MORE WHINE AND THEN I'M DONE: i really love that insurance companies retain the right to determine if a medical service/procedure is or isn't medically necessary

like i have to get preauthorized before i go in for any kind of mental health or substance abuse stuff, or any non-emergency hospital visit

i suppose i'm going to have to find out if an ms flare up counts as an emergency. i'm sure it doesn't.

AND NOW I'M DONE /drinks coffee and scowls at the snow

Definitely check, yes :CCCC

gathers u up

I'll punch 'em

at least i don't need to worry about preauth for meds. THAT was a concern i had, but it's unfounded so yay that

insurance is a frustrating and confusing world

omg i'm so sorry guys i usually don't wail about this shit in public

insurance is the fucking worst

its good to let it out darlin

No, it's fine.

i get that no one wants to spend money, companies don't want to spend money on their sick employees, hell i work for an organization that tries to minimize that sort of thing

Seriously. Vent to something, it helps

kisses ur cheeks

by encouraging people to be proactive about their health

BUT FFS GUYS I CAN'T DO ANYTHING ABOUT THE FACT THAT MY BODY IS KILLING ITSELF WHY ARE YOU PUNISHING ME FOR THAT maybe i should go back on steroids...

This isn't something that you can be proactive with like...

right ... but when u have a chronic illness theres only so much you can do

Yeah :C

Noooo steroids bad

there are manageable conditions that can be corrected via diet and lifestyle and whatever, but no amt of that is going to change your diagnoses

casually lights blue cross on fire even though they're one of the better insurance comapnies

haha right

eugh yeah i should go back to steroids :|

it's 100% less

30 instead of 3000

but oh my god i will be sick all the time

frick that :[

ah well. i'll hit my deductible and then milk it for all its worth

yes good plans

Lol I feel bad for complaining about my one time procedure. That's a heck of a lot for ongoing medication pls vent so much

nah, it's important to remember that everyone's situation are different, you know? and what's awful for one person might not seem so bad compared to someone else but it's still awful for them

~perspective~