Though chances are I will now obsessively try to make it better and will be sad if it drops.

You should be allowed to freeze credit scores like you can with plurk karma

Maintaining it is easy, just pay them credit card bills and/or loan payments on time and not the minimum

But yeah credit card is easy just pay back the full balance each month

Yeah I've just got a car loan and a secured credit card so it's nothing crazy. I'm just a tad behind on this whole being a responsible adult thing

It's not too bad after a while. I'm just lucky i don't have to deal with student loans because no college

Me too

ScarletCSkylaC:

You can, but then you can't use it without unfreezing it [if I translated my mom's comments about her own properly]

Interestingggg

You did it!

I did! Now I don't have to get "you don't exist" rejection letters lol

I'm just now getting a credit score too, car loans apparently do a lot for them! Yeah, before it was "non-existent credit," boo hiss. Congrats, it's a fun feeling!

I'm just glad that I have it now, and won't be a ghost if I apply for an apartment or something

And I'm exactly the same, I want to sit there and nurture it until it's happy and healthy, and I'll get sad if it goes down, it's like a game!

Haha exactly!

I mean, I guess that's a good thing for us, since we'll have better credit? (Provided nothing awful happens financially)

Congrats! remember to alwaysAdult responsibly!