Sadly, no. I probably should though...

i scan, i mean they're changing it for some reason

no...like I'd really understand it anyway.

..actually yes cause I like legalese and have a cynical nature... so it's entertaining reading sometimes

generally no. It all seems to be lawyer speak. I save them with the intent of reading them, but rarely do more than scan

You know that Google are now indexing bank records don't you?

so nice of Google to make sure I can find my account

generally no - though I do look to see if there is a way to opt out of junk mail.