The single most important thing that can wipe out our financial legs in a millisecond is not being prepared for long-term illness.

keep in mind: accumulated savings is absolutely necessary for financial freedom personalfinance

quote: "I can accept failure, but I can't accept not trying."-#MichaelJordan

Knowing what type of insurance we have and if it's appropriate for our individual needs in "what if" scenarios is a big part of a Plan B.

Daily affirmation: I am great at identifying areas of my life where I could be at risk.

didyouknow: Savings rate of Americans is at a 73 year low.

"The great thing in this life is not so much where we are, but in which direction we are moving."-O.W. Holme

To insure that we will financially weather any short term catastrophic events, have an emergency fund of 6 months worth of income saved

didyouknow: Most health insurance companies add an additional $10-$15 monthly for smokers and some double the monthly rate

quote: "Wishing consumes as much energy as planning."-Unknown